30 YEAR FIXED MORTGAGE RATES


CHECK OUT AND COMPARE MORTGAGE RATES IN YOUR AREA. RATES ARE EFFECTIVE AS OF december 11, 2024.


 

30 year fixed

island federal

credit union

APR

6.691%

Rate: 6.625

Fees: $1,322

Points: 0

% Down: 20%

Contact

NMLS: 423148


 

30 year fixed

Jovia financial

credit union

APR

6.423%

Rate: 6.375

Fees: $1,987

Points: 0

% Down: 20%

Contact

NMLS: 543667


 

30 year fixed

nassau financial fcu

APR

NA

Rate: NA

Fees: NA

Points: nA

% Down: NA

Contact

NMLS: 402599


 

30 year fixed

suffolk federal credit union

APR

6.420%

Rate: 6.375

Fees: $1,319

Points: 0

% Down: 20%

Contact

NMLS: 402503


 

30 year fixed

teachers federal

credit union

APR

NA

Rate: NA

Fees: NA

Points: nA

% Down: NA

contact

NMLS: 401530


Rate Criteria: The rates and annual percentage rate (APR) are effective as of 12/11/24. All rates, fees and other information are subject to change without notice. RateSeeker, LLC. does not guarantee the accuracy of the information appearing above or the availability of rates and fees in this table. The institutions appearing in this table pay a fee to appear in this table. Annual percentage rates (APRs) are based on fully indexed rates for adjustable rate mortgages (ARMs). The APR on your specific loan may differ from the sample used. All rates are quoted on a minimum FICO score of 740. Conventional loans are based on loan amounts of $165,000. Jumbo loans are based on loan amounts of $484,351. Lock Days: 30-60. Points quoted include discount and/or origination. Payments do not include amounts for taxes and insurance. The APR may increase after consummation and may vary. FHA Mortgages include both UFMIP and MIP fees based on a loan amount of $165,000 with 5% down payment. Points quoted include discount and/or origination. Fees reflect charges relative to the APR. If your down payment is less than 20% of the home’s value, you will be subject to private mortgage insurance, or PMI. VA Mortgages include funding fees based on a loan amount of $165,000 with 5% down payment. If your down payment is less than 20% of the home’s value, you will be subject to private mortgage insurance, or PMI. “Call for Rates” means actual rates were not available at press time. To access the NMLS Consumer Access website, please visit www.nmlsconsumeraccess.org. To appear in this table, call 773-320-8492.